PUBLISHED ARTICLES

5 ways husband and wife can take money decisions without fighting

[ET] Economic Times

By Uma Shashikant 

My friends indulge in frequent arguments. He defends his decision to hold stocks that are losing money, she gloats over h...Click on Read More

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When should you shift investment corpus from equity to debt?

[ET] Economic Times

Simran has been saving diligently for her son's higher education for the past 10 years. She has taken the SIP route to invest in diversified equity mutual funds. She is happy ...Click on Read More

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How crowdfunding works

[ET] Economic Times

1. Crowdfunding is collecting small sums of money from multiple people for a specific project, business venture or social cause. 

2. It uses...Click on Read More

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How to obtain a succession certificate

[ET] Economic Times

A person who does not leave a will on his death is said to have died intestate. In such cases, the family members need to get a succession certificate to certify the leg...Click on Read More

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Investing solely to avoid taxes is a bad, wasteful strategy: View

[ET] Economic Times

By Uma Shashikant 

The puny two-wheeler was called Spitfire. It was 1988 and employees of my husband’s company were being offered this...Click on Read More

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Frauds, credit cards, financial, CVV, bank

[ET] Economic Times

Sugandh is worried about credit card frauds and identity thefts that have become rampant. She frequently uses her credit cards online to pay bills, make travel reservations, b...Click on Read More

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How side pocketing works in a mutual fund's investment portfolio

[ET] Economic Times

1. Side pocketing is an accounting method used to separate illiquid investments from the more liquid and quality investments in a debt portfolio. ...Click on Read More

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What you must know when making a gift deed

[ET] Economic Times

A gift deed is a document that records the act of giving a gift and is executed between the donor (the person giving the gift) and the donee (person receiving the gift). ...Click on Read More

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How strategic personal finance management can help pick the most suitable investments for you

[ET] Economic Times

By Uma Shashikant 

What does the unknown and unexpected do to us? Are we thrown off balance, unable to decide? Are we so unsettled that we d...Click on Read More

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How to put your financial affairs in order

[ET] Economic Times

Sumer is not sure whether he has handled his money and investments right over the past 10 years. For one, he feels he is still not in control of his financial situation....Click on Read More

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How dividends are taxed

[ET] Economic Times

1. A domestic company has to pay the dividend distribution tax...Click on Read More

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Five ways to e-verify your ITR

[ET] Economic Times

Income tax returns (ITR) filed online need to be verified by the assesse...Click on Read More

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Why many high income earners are left with little money in the end

[ET] Economic Times

By Uma Shashikant 

Last week, I watched the biopic of a famous South Indian actor—a touching portrayal of a successful star whose fame...Click on Read More

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Is buying house and paying loan EMIs a good way to enforce saving?

[ET] Economic Times

Arijit’s track record is not great as far as savings are concerned. Apart from the mandatory Provident Fund and investments for tax saving, he has not yet got around to ...Click on Read More

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What is value at risk?

[ET] Economic Times

1. VaR gives one single risk measure aggregating all positions in a spot or derivatives market. 

2. It is measure...Click on Read More

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