PUBLISHED ARTICLES

The story of how a retiree started investing at 77 and built a fortune for his heirs in 12 years

[ET] Economic Times

By Uma Shashikant  

This week’s story is about a reader of this column, who used to write mails and share his stories for a long time....Click on Read More

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How to exit prematurely from NPS

[ET] Economic Times

can exit his investments in three scenarios: on superannuation, on death of the subscriber, or by exiting prematurely. For partial withdrawals, certain conditions need to be f...Click on Read More

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When should you pull out of equity investments?

[ET] Economic Times

Clifford invests in stocks and equity funds but wants to exit now because markets are at a high. He burnt his fingers when the markets crashed during the last business down-cy...Click on Read More

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How is interest income taxed?

[ET] Economic Times

1. Interest up to Rs 10,000 in a year from a savings bank account or a post office account is exempt from tax under Section 80TTA for individuals aged 60 and less and for HUF....Click on Read More

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How to learn from investment decisions gone wrong in the past

[ET] Economic Times

By Uma Shashikant 

We truly wish for a life without regrets. But we all have our share of decisions we made that we aren’t exactly pro...Click on Read More

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How you can earn more in the early years of your retirement

[ET] Economic Times

Ashish is 67 and lives in his own house with his wife. Over the years he saved for retirement by putting away money in fixed deposits and small savings schemes. That saving no...Click on Read More

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What are sub-limits in a health insurance policy and why they are important

[ET] Economic Times

1. A sub-limit is one of the critical features to evaluate in health insurance. There are two types of sub limits, one on hospital room rent and th...Click on Read More

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How an HUF can invest in mutual funds

[ET] Economic Times

A Hindu Undivided Family (HUF) consists of persons descended from a common ancestor, including wives and unmarried daughters. The karta is the head and can make ...Click on Read More

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Financial planning skills are best learnt from parents, not at school

[ET] Economic Times

By Uma Shashikant  

Including personal finance in school curricula is a favourite idea of many. They believe children should learn financial...Click on Read More

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Why debt-to-income ratio is as important as credit score while taking loans

[ET] Economic Times

Nayan is 32 and engaged. He has shortlisted a house worth Rs 50 lakh and plans to move into it after marriage. He has applied for a home loan and hopes to get it approve...Click on Read More

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Credit card lost, misused? Here's how to claim compensation

[ET] Economic Times

1.For the claim of loss to be valid and made good by the card issuing bank, the cardholder will have to make sure that all procedures to establish genuine loss are in...Click on Read More

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How to invest in ELSS to save tax

[ET] Economic Times

Section 80C allows deduction of up to Rs 1.5 lakh from taxable income if an assessee invests in any of the instruments approved under this section. This results in reduc...Click on Read More

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What are the five heads of income under Income Tax Act?

[ET] Economic Times

1. Income for salary include wages, annuity, pension, gratuity, fees, commission, profits, leave encashment, annual accretion and transferred balance in recognised Provident F...Click on Read More

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Why poor people tend to be more generous than the rich

[ET] Economic Times

By Uma Shashikant 

We were out shopping when the store assistant began to shower disproportionate attention on a fellow shopper, who was sim...Click on Read More

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Hidden costs to consider before making an investment decision

[ET] Economic Times

Avneet is a diligent investor who makes all his investment decisions with utmost car...Click on Read More

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