PUBLISHED ARTICLES

Don't retire without enough money for 30 years and more: Here's why

[ET] Economic Times

By Uma Shashikant 

My 92-year old friend Jo would say: “Don’t retire at 60. If you lived to 90, you will regret those wasted yea...Click on Read More

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How to save money for your higher education while working

[ET] Economic Times

Rashna has just started working after completing her engineering degree. She plans to work for a few years before going back to school for a management degree. She has been to...Click on Read More

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How to hire a safe deposit locker with a bank

[ET] Economic Times

One of the important services banks offer customers is the provision of safe deposit lockers. The lockers come in different sizes and are used for safe keeping of valuab...Click on Read More

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How equity oriented mutual funds are taxed

[ET] Economic Times

1. Mutual funds that invest 65% or more of their corpus in equity and equity related securities at all times are called equity oriented mutual funds. 
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Why you should link investments to goals, not to market situations

[ET] Economic Times

By Uma Shashikant 

When the stock markets are volatile, you always hear conflicting views. Optimists will prod you to be a smart investor an...Click on Read More

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How an adviser can help in organising your financial life

[ET] Economic Times

Sanjana has been working for the past 12 years. She has been saving and investing for a long time, and holds multiple accounts and folios. 

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How to determine asset allocation of your portfolio

[ET] Economic Times

1. Required return depends on the financial goals of an investor and decides whether portfolio needs to be growth oriented or income oriented. ...Click on Read More

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How to set up e-mandate for SIP in MFs

[ET] Economic Times

To set up a systematic investment plan(SIP), the investor can either submit physical post dated cheques or give a bank mandate for auto debit of the ...Click on Read More

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Are wealthy people morally obliged to give it back to society?

[ET] Economic Times

By Uma Shashikant 

When I met this friend at the airport after 30 years, what struck me was how easily he flashed his wealth. ...Click on Read More

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Should you avoid equity because of volatility?

[ET] Economic Times

Manisha’s mother is a retired bank officer who always invested in traditional instruments like post office deposits, fixed deposits and small savings schemes. She is unw...Click on Read More

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Want to invest in foreign financial markets? Here's a quick guide

[ET] Economic Times

1. One way to diversify a portfolio is to put some money in overseas investments as foreign markets may respond differently to economic conditions than domestic markets. ...Click on Read More

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How to cancel a PAN after death of the PAN holder

[ET] Economic Times

While it is important to have a PAN, it is also equally important to cancel an allotted PAN in certain circumstances such as allotment of two PANs or on the death of a PAN hol...Click on Read More

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How to claim tax benefits on medical insurance premium

[ET] Economic Times

Medical insurance premium paid offers tax benefits under Section 80D of the income tax Act. The Finance Act, 2018 offers higher deductions for medical premiums paid for senior...Click on Read More

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What is 'investor inertia' and how it can waste your wealth

[ET] Economic Times

By Uma Shashikant 

There is an explanation as to why we treat our assets carelessly. Many of us have pending tasks stashed at the back of ou...Click on Read More

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Factors to consider before getting a family floater health insurance policy

[ET] Economic Times

Business owner Amit is a 37-year-old father of two. He also looks after his elderly parents who live with him. As both his parents are diabetic, Amit wants to buy a health ins...Click on Read More

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