PUBLISHED ARTICLES

When risk appears low, investors can be fooled easily

[ET] Economic Times

by Uma Shashikant 

As the world watched the rescue of 12 young footballers and their coach from a cave in Thailand, the rea...Click on Read More

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Ulips versus mutual funds: Which is a better investment to save for your child's education?

[ET] Economic Times

Nirav is a 35-year-old father of two. His bank’s relationship manager has advised him to buy a child education insurance policy to cover his children’s future educ...Click on Read More

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5 things you should know about critical illness insurance policies

[ET] Economic Times

1. A critical illness policy covers life threatening diseases like cancer, paralysis, heart attack etc. 2. It can be a standalone critical illness policy or a critical i...Click on Read More

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Things you should know when your PPF matures

[ET] Economic Times

The Public Provident Fund (PPF) scheme offers accumulation of a corpus and comes with a lock in of 15 years. The subscriber can withdraw and close the account after the lock-i...Click on Read More

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3 steps to help you overcome investing inertia and put idle money to work

[ET] Economic Times

By Uma Shashikant 

Sometimes it feels we are not doing enough. We had decided to begin that SIP, activate the PPF, invest in that e...Click on Read More

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How to make a smooth transition from a double income family to a single income one

[ET] Economic Times

To take care of her ailing parents, Kriti has decided to take a sabbatical from her high-paying job. This would leave her husband Manish as the family’s sole bread-winne...Click on Read More

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What is DigiSip?

[ET] Economic Times

1. It is an initiative by CAMS to help investors set up SIPs in mutual fund schemes in 7 business days. 

2. DigiSip is a paperless process using p...Click on Read More

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Financial 'To do' list for when your child turns 18

[ET] Economic Times

Parents open bank accounts for and make investments for their children. The guardian operates the account till the child turns 18, after which the account can only be operated...Click on Read More

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How to manage money when in your thirties

[ET] Economic Times

By Uma Shashikant 

This week’s story is about a 35-year old friend, who wants to be in charge of his money, but is not sure h...Click on Read More

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How a falling rupee can derail your financial plans

[ET] Economic Times

Sandeep has always wanted his children to study abroad. Keeping this in mind, he has been saving diligently. However, the falling rupee has left him concerned. The banks are u...Click on Read More

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5 smart things to know about tax breaks on education loan

[ET] Economic Times

1. To claim deduction, the loan should be taken from a bank or a qualified institution for higher education of self, spouse or children or the student for whom the individual ...Click on Read More

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Index ETFs should be the core portfolio of investors: Here's why

[ET] Economic Times

By Uma Shashikant 

General Electric has just dropped out of the Dow Jones Industrial Average. It was one of the 12 stocks to be inc...Click on Read More

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Why we find it so hard to sell our stocks and funds

[ET] Economic Times

A common problem in many investor portfolios is the holding of too many stocks...Click on Read More

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Over-diversification of portfolio could give you insignificant returns. Here's what you should do

[ET] Economic Times

Pooja has been an involved investor for several years and has built a large portfolio of investments. She is confident that she has selected good products to invest in. To mit...Click on Read More

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What is grandfathering clause for equity mutual funds?

[ET] Economic Times

1. Since 1 April, 2018, long-term capital gains (LTCG) made on redemption of equity mutual funds have been subject to 10% tax. 2. The tax is applicable on LTCG made by the in...Click on Read More

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