PUBLISHED ARTICLES

How to teach good money habits to kids

[ET] Economic Times

Abha is the mother of 12-yearold Ayaan and has been having a difficult time managing his demands for things. Ayaan wants the latest electronic gadgets

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How to get tax e-refund

[ET] Economic Times

The Income Tax Department issues refunds, if any, only as an ...Click on Read More

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Rating downgrade of debt security: What does it mean?

[ET] Economic Times

1. Rating downgrade is a negative change in the credit rating of a debt security. 

2. To denote the highest credit quality, AAA symbol is us...Click on Read More

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The govt should quit all businesses except utilities, public monopolies: View

[ET] Economic Times

We were the railway children, living in a colony with rows upon rows of identical houses. Playing in the streets of the railway colony with children from various states ...Click on Read More

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Government needs to make debt market accountable and dependable

[ET] Economic Times

One of the stories doing the rounds after the elections is about the end of entitlement. We are no longer willing to reward privilege, instead appreciating hard work, it...Click on Read More

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When you should and should not invest in tax-free bonds

[ET] Economic Times

Ashvin is in his early forties and wants to invest in a fixed income product. His investment adviser has told him that quite a few tax-free bond issues are coming up fro...Click on Read More

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What happens when you stop paying ULIP policy premium during lock-in period

[ET] Economic Times

Unit linked insurance policies (Ulips) combine an investment option with an insurance cover during the policy term. Typically, Ulips have a lock in of five years. <...Click on Read More

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What is principle of utmost good faith in insurance?

[ET] Economic Times

1. The principle of utmost good faith, uberrimae fidei, states that the insurer and the insured must disclose all material facts before the policy inception. ...Click on Read More

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Why you need to focus on asset allocation strategy

[ET] Economic Times

Sushmita is a disciplined investor and has built a large portfolio of investments over several years. She has invested arbitrarily, putting in small amounts in a large n...Click on Read More

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How to open a PPF account for your minor child

[ET] Economic Times

There is no age limit for opening a PPF account. In the case of a minor, the account is operated by a guardian until the account holder turns 18. 

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Smart things to know about credit ratings

[ET] Economic Times

1. Credit rating is a symbol that denotes the creditworthiness of the security being rated. AAA is the highest whereas D stands for Default. 

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How women can take control of their money and be financially independent

[ET] Economic Times

We were out last week with a large group of women travellers. It was a fun trip filled with great stories from the lives of our co-travellers, recounted with great glee....Click on Read More

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How investing in equity differs from investing in debt instruments

[ET] Economic Times

Sivaram is a conservative investor. He thinks equity mutual funds are very risky. However, he is keen to know how they differ from traditional investments. 

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How nominee can access safe deposit locker in bank

[ET] Economic Times

A safe deposit locker in a bank can be hired individually or jointly. A nominee can be registered by the hirer so that the locker can be accessed in the event of the hir...Click on Read More

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How interest rate you have to pay on your loan is determined

[ET] Economic Times

1. Credit scores are taken into account while setting interest rates and the borrower with a better score gets a lower interest rate on a loan. 

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