How to partially withdraw from your PPF
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The Public Provident Fund (PPF) account has a lock-in period of 15 years. Funds credited to the account can be accessed only at the end of that period. However, partial withdr...Click on Read More
The financial checklist for a returning NRI
By Uma Shashikant
My non-resident Indian (NRI) friends want to return to India after working for 20 years in the Middle East. They are enam...Click on Read More
Saving is easier when you know how much you'll need. Here's how to estimate
A new mother, Vidhi wants to start investing in mutual funds for her child’s higher education. She has been told that over a long period her investment would grow into a...Click on Read More
Investment lessons: Rebalancing your portfolio
1. Rebalancing typically involves the periodic buying and/or selling of assets in portfolios to maintain an original desired level of asset allocation.
...Click on Read More
How to buy life insurance under the Married Women's Property Act
The Married Women’s Property Act, 1874 protects the property of a wife if the proceeds of her husband’s life insurance policy is attached to pay for outstand...Click on Read More
Five reasons why money remains idle in your bank account
By Uma Shashikant
The large unutilised balance in the savings ...Click on Read More
How to manage shortfall in your investment corpus
Sankalp’s goal is to start his own business by the time he is 45. He is 42 now and has been saving to create a corpus that would take care of his family’s expenses...Click on Read More
What is a hedge fund?
1. Hedge fund is a term used to describe a wide variety of investment strategies that are used to cut risks to the investors from market movements.
How to shift or switch investments within mutual fund
To align mutual fund investments to goals after a review, you may need to change some allocations.
There are offline as well as online ways...Click on Read More
5 ways husband and wife can take money decisions without fighting
By Uma Shashikant
My friends indulge in frequent arguments. He defends his decision to hold stocks that are losing money, she gloats over h...Click on Read More
When should you shift investment corpus from equity to debt?
Simran has been saving diligently for her son's higher education for the past 10 years. She has taken the SIP route to invest in diversified equity mutual funds. She is happy ...Click on Read More
How crowdfunding works
1. Crowdfunding is collecting small sums of money from multiple people for a specific project, business venture or social cause.
2. It uses...Click on Read More
How to obtain a succession certificate
A person who does not leave a will on his death is said to have died intestate. In such cases, the family members need to get a succession certificate to certify the leg...Click on Read More
Investing solely to avoid taxes is a bad, wasteful strategy: View
By Uma Shashikant
The puny two-wheeler was called Spitfire. It was 1988 and employees of my husband’s company were being offered this...Click on Read More
Frauds, credit cards, financial, CVV, bank
Sugandh is worried about credit card frauds and identity thefts that have become rampant. She frequently uses her credit cards online to pay bills, make travel reservations, b...Click on Read More