Economic Times
1. Emergency fund ratio or liquidity ratio is a personal finance ratio that measures the ability of a household to meet expenses out of the assets tha...Click on Read More
Economic Times
Can one really prepare for retirement? If the future looks even scarier than before with the looming recession and the unknown after effects of t...Click on Read More
Economic Times
Jay has worked for 20 years in senior positions in large companies. Now he wants to quit his job and become an entrepreneur as he is confident of his business i...Click on Read More
Economic Times
New investors are required to complete their KYC process before making investments.Once completed, it is valid for investments across fund houses. Investors hav...Click on Read More
Economic Times
My friend lost his job. At the end of March, just as the horrors of the new pandemic were unfolding, his employers told him that they had to let him go. He had ...Click on Read More
Economic Times
1. Liquidity risk: Bank fixed deposits (FDs) can be easily liquidated. However, a penalty could be levied. Tax saver FDs cannot be withdrawn before complet...Click on Read More
Economic Times
There may be instances wherein one may want to delete the name of a joint bank account holder.For this, a simple process needs to be followed to make the requir...Click on Read More
Economic Times
Sujay is a self-employed professional. He drew up a financial plan for himself a few years back. The first thing he did was to work out an income and expense pl...Click on Read More
Economic Times
As we switch from fear to a gradual state of restart and hopefully even recovery, the questions about family finances after Covid-19 are stark. The going is too...Click on Read More
Economic Times
Vivek is happy that he is able to save and invest. He has been managing his money for the past 10 years. However, what concerns him is the way he conducts his f...Click on Read More
Economic Times
1. Rights issue is a primary market issue to raise additional capital from existing shareholders.2. The company offers shares to its existing shareholders in th...Click on Read More
Economic Times
Employees’ Provident Fund Organisation (EPFO) members now have the option to make a withdrawal claim using an online Aadhaar-based facility. One can file ...Click on Read More
Economic Times
Sharad is a 28-year-old pilot who understands the importance of an emergency fund to take care of unexpected expenses. However, he has not been able to create s...Click on Read More
Economic Times
1. Super top-up health insurance plans provide additional cover, typically over and above the basic hospitalisation policy....Click on Read More
Economic Times
What if you are retiring now, in the middle of this crisis? You must be in a tough spot. You worry about the wrong timing. It may not be so bad after all, ...Click on Read More