NPS transaction statement: What you should check
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Subscribers of the National Pension System(NPS) receive a statement of transactions at the end of each financial year. Here are the details to be found under each head in the ...Click on Read More
How freelancers can manage their finances
Sumit has been a freelance creative designer for the past two years. He gave up a cushy job to become self-employed. While he finds his work rewarding, the erratic cash flow m...Click on Read More
What is Keyman insurance?
1. This is an insurance policy where the employer is the proposer and pays the premiums. The life insured is that of the employer’s key employee and the benefit, in case...Click on Read More
How to get PAN card details changed
A PAN card is one of the key documents that an individual needs to have, for tax purposes and also as a valid identity proof. For this, the data recorded on PAN must be accura...Click on Read More
What to do when you have saved more than what you need at retirement?
My friend has an unusual problem. What’s more, he believes many of his friends are plagued by the same problem as well. After years of hard work, sacrifice and saving, m...Click on Read More
Should one stop SIPs due to recent stock market volatility?
The recent volatility in the equity markets has got Anandita concerned because her investments are primarily in equity mutual funds. She is a regular investor, who has taken t...Click on Read More
What are mutual funds with insurance cover?
1. Some mutual fund companies provide a complimentary life insurance cover to their SIP investors investing in certain schemes. 2. The cover provided is a term insurance pol...Click on Read More
How to withdraw investments after death of investor
If an investor passes away when the lock-in period of his or her investments are in force, different rules apply for different instruments.
Equ...Click on Read More
Why we need to worry when institutional investors behave like uninformed traders
The fault finding and finger pointing in the Beverages case have hit a crescendo. Everyone seems to know what was wrong with the stock; and every fund manager who has it ...Click on Read More
How equity investing scores over real estate when saving for your child's goals
Last week a friend called in panic. Their child had secured admission in a prestigious university, but they were unable to raise the funds needed to complete the admission pro...Click on Read More
How to do financial planning for a child with special needs
Rahul and Deepti’s first born Aryan has been diagnosed with Down’s Syndrome. The new parents have many anxious questions.
How will they p...Click on Read More
What is option trading?
1. Options are a type of derivative security as their price is essentially linked to the price of the underlying asset. 2. The buyer of an option has the right to receive de...Click on Read More
How to open bank accounts for children
Children’s bank accounts help parents create a corpus for their children and teach them basics of money management.
Such accounts are calle...Click on Read More
Why passive investing through index funds helps when one lacks expertise
How should an institutional investor, who is not an expert in investments, make decisions? Many institutions such as religious trusts, sports, arts and recreational associatio...Click on Read More
Why you should not try to time the stock market
Ritu is a doctor who wants to invest in equities though she does not understand the markets much. Her only source of information is the media. She has heard that many people, ...Click on Read More