How to leave wealth to your grandchildren
![[ET]](http://beta.moneykraft.com/img/et.ico)
Rohit helps his widowed mother manage her money. She lives independently on her pension and invests the monthly surplus mostly in fixed income instruments. She has adequat...Click on Read More
What is RBI's monetary policy?
1. Monetary policy is the process by which a central bank (Reserve Bank of India or RBI) manages money supply in the economy. 2. The objectives of monetary policy include ...Click on Read More
How a returning NRI can open resident foreign currency account
An NRI would have assets and bank accounts abroad. Income generated from these assets would be in a foreign currency. A returning NRI has the option of bringing the funds to I...Click on Read More
Want to invest in debt MFs? This is a must read
By Uma Shashikant
For all the attention equity markets enjoy, bigger action among informed institutional players happens in the debt market...Click on Read More
Lost your job? Here's how you can rework your loan EMIs
IT professional Amit Bakshi took a Rs 50 lakh home loan in 2010 to buy a two-bedroom flat. He earned well and had no problems paying the home loan EMIs all these years. Howeve...Click on Read More
What is a country's Gross Domestic Product
1. GDP is the final value of all goods and services produced by a country in a given time period. It is widely used as an indicator of economic progress.
How to partially withdraw from your PPF
The Public Provident Fund (PPF) account has a lock-in period of 15 years. Funds credited to the account can be accessed only at the end of that period. However, partial withdr...Click on Read More
The financial checklist for a returning NRI
By Uma Shashikant
My non-resident Indian (NRI) friends want to return to India after working for 20 years in the Middle East. They are enam...Click on Read More
Saving is easier when you know how much you'll need. Here's how to estimate
A new mother, Vidhi wants to start investing in mutual funds for her child’s higher education. She has been told that over a long period her investment would grow into a...Click on Read More
Investment lessons: Rebalancing your portfolio
1. Rebalancing typically involves the periodic buying and/or selling of assets in portfolios to maintain an original desired level of asset allocation.
...Click on Read More
How to buy life insurance under the Married Women's Property Act
The Married Women’s Property Act, 1874 protects the property of a wife if the proceeds of her husband’s life insurance policy is attached to pay for outstand...Click on Read More
Five reasons why money remains idle in your bank account
By Uma Shashikant
The large unutilised balance in the savings ...Click on Read More
How to manage shortfall in your investment corpus
Sankalp’s goal is to start his own business by the time he is 45. He is 42 now and has been saving to create a corpus that would take care of his family’s expenses...Click on Read More
What is a hedge fund?
1. Hedge fund is a term used to describe a wide variety of investment strategies that are used to cut risks to the investors from market movements.
How to shift or switch investments within mutual fund
To align mutual fund investments to goals after a review, you may need to change some allocations.
There are offline as well as online ways...Click on Read More