Why having a baby requires a lot of financial planning
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They went to school together. She was better in studies and a class topper. In college, they fell in love. She got into a better ranked management school, and at placeme...Click on Read More
How to buy family travel insurance
Travelling abroad is expensive. A medical emergency or loss of baggage only add to costs. A family travel insurance policy thus covers these risks at a nominal price. It...Click on Read More
What are personal loans?
1. A personal loan is given by a bank or an NBFC to an individual to meet any personal needs like funding a marriage, home renovation, vacation etc.
Investing in property Vs investing in equity: Which gives higher returns?
It was 1999. My boss was retiring and wanted to sell his equity shares before moving abroad. Our man mostly held bonds, deposits and post office savings. He had bought t...Click on Read More
Why you should link investments to financial goals
Sugandh has been saving and investing for a long time. Her portfolio comprises different financial instruments. However, she...Click on Read More
How to e-file ITR 1
As the financial year ends, you need to collect proofs of income, investments, bank statements and expenses to file your income tax return. If you are a salaried or pens...Click on Read More
What are Form 15G, Form 15H
1. Form 15G or 15H are selfd-eclaration forms that state that one’s income is below the taxable limit and hence exempt from tax.
Don't cling to a house that you don't need, unlock its value in your lifetime
Shanti looked at the basket of mangoes. Every year, for 65 years, these summer goodies had brought joy. But this year was the last. She had just signed the sale deed for...Click on Read More
Take loan instead of money handout from spouse to fund new business: Here's why
Maria is 40. She worked in advertising before giving it up to get married. She is now the mother of two grown up children. She wants to start her own business and is kee...Click on Read More
How to rematerialise mutual fund units
Mutual fund units can be held in two forms—physical or demat. Demat units may not offer any major benefits compared to units held in electronic form. One can conve...Click on Read More
What is the role of different asset classes in building a portfolio?
1 Stocks, equity funds, index funds and equity PMS have a historic high risk-high return profile and offer longterm growth to the portfolio.
How to plan your finances if you are taking a sabbatical
Working as a mid-level engineer, Vikas believes that the lack of a postgraduate qualification from a premier institute is standing in the way of his career progression. ...Click on Read More
What is an index fund?
1. An index fund is a mutual fund whose portfolio matches the index it tracks in terms of the stocks and the allocation to the stocks.
2. I...Click on Read More
Things to know before investing in REITs
A REIT or Real Estate Investment Trust is a fund created out of investments of several investors, which is further invested in real estate assets such as buildings, ware...Click on Read More
3 money lessons that will make your child a financially wise adult
The mother talked incessantly as she stood with the child, watching the flamingoes basking against the sun and sea. From history and habitat, to photographing with corre...Click on Read More