How to do mutual fund transactions using UPI
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Mutual fund transactions have become easier since investors were allowed to carry out transactions online. Investors can now make payments for their online mutual fund transac...Click on Read More
Seniors citizens' guide to managing money that applies to all at any age
My 80-year-old friend is an avid investor in equity and has an enviable portfolio of stocks and funds. He also actively trades in stocks and derivatives on his screen and rema...Click on Read More
How inflation can eat into your retirement corpus
Satish is nearly 60 and looking forward to retirement. He is proud of the fact that he has built a sizeable corpus by investing diligently in deposits, PPF, EPF and some equit...Click on Read More
How to invest in direct plans of mutual funds
Mutual fund schemes offer regular and direct plans. A regular plan involves investing through a distributor/broker/agent. It has a higher expense ratio because of commissions ...Click on Read More
What is limited liability partnership?
1. LLP structure is available for use by any enterprise.
2. It has a low formation cost and is easy to set up.
3. L...Click on Read More
5 personal finance aspects to think about when your life goals change
The amount of money you need after you stop working full-time can alter with every change in plan.
This week’s story is about a 50-year old...Click on Read More
Steps you can take to improve your credit score
Sumit is negotiating to buy a property. He is a lawyer with a good income. He has been saving up for some time because he plans to build assets and set up a small side busines...Click on Read More
What are futures contracts?
1. Futures are exchange traded derivatives that enable buying or selling an underlying asset on a future date, at an agreed price.
2.<...Click on Read More
How to refinance your home loan
Transferring an existing loan to another lender, also termed as refinancing, can help you get better interest rates and more convenient terms of repayment. Here’s how ...Click on Read More
Why asset allocation of your portfolio is critical in achieving your financial goals
Why do we invest? We invest because we want our money to be available for a future use. We invest because we do not have an immediate use for that money. When we decide to cal...Click on Read More
Should you buy a house in joint ownership with your sibling
Karti and her brother Gaurang are young software professionals who have moved to Hyderabad for work. Karti is keen on buying an apartment to do aways with the hassle of freque...Click on Read More
What are forward contracts?
1. Forwards are over the counter derivatives that enable the buying or selling of an underlying security on a future date, at an agreed price.
2....Click on Read More
How to open an NPS account online
1. Have the following ready • Aadhaar or PAN. Aadhaar should have current address and mobile number, PAN should be linked to bank account. • Netbanking facility, d...Click on Read More
Think you are managing your finances very well? Think again
Many of us think we know how to handle our finances. We go by past experiences and lessons we deem valuable.
We want to be in charge of our money...Click on Read More
Should one prepay home loan when nearing retirement?
Sandeep is 57 and works for an insurance company. He has decided to take voluntary retirement. Sandeep has been a prudent saver and is confident of managing his retirement exp...Click on Read More