Why a separate bank account for household expenses can help you save better
![[ET]](http://beta.moneykraft.com/img/et.ico)
Pooja and her husband earn well, which allows them to have a good lifestyle. However, their spending habits are quite different, as are their attitudes towards money. While Po...Click on Read More
What are perpetual bonds?
1. A perpetual bond is a bond without a maturity date.
2. The issuer has the option to buy back the bond after a specific period. The call ...Click on Read More
How to complain against a housing finance company
There are instances when a customer who has availed of a housing loan&nbs...Click on Read More
6 money management problems of the suddenly rich; 4 ways to fix them
By Uma Shashikant
Last week I was introduced to a young film star who had grown
Want to quit the equity market? Read this before you make a decision
Kunal is keen to quit the equity market as he is not sure what lies ahead. Those arou...Click on Read More
5 smart things to know about the government's fiscal policy
1. Fiscal policy refers to the policies of the government regarding its expenditure, investment spending and taxation.
2. The objective ...Click on Read More
All you need to know about porting your health insurance policy
When you transfer to a new policy from an...Click on Read More
Young earners should not be forced to save for the long term. Here's why
By Uma Shashikant
We were standing outside the electronic goods shop. It was 1990. The husband wanted to buy a VCR. I wanted to open a PPF account. We had all of R...Click on Read More
How to leave wealth to your grandchildren
Rohit helps his widowed mother manage her money. She lives independently on her pension and invests the monthly surplus mostly in fixed income instruments. She has adequat...Click on Read More
What is RBI's monetary policy?
1. Monetary policy is the process by which a central bank (Reserve Bank of India or RBI) manages money supply in the economy. 2. The objectives of monetary policy include ...Click on Read More
How a returning NRI can open resident foreign currency account
An NRI would have assets and bank accounts abroad. Income generated from these assets would be in a foreign currency. A returning NRI has the option of bringing the funds to I...Click on Read More
Want to invest in debt MFs? This is a must read
By Uma Shashikant
For all the attention equity markets enjoy, bigger action among informed institutional players happens in the debt market...Click on Read More
Lost your job? Here's how you can rework your loan EMIs
IT professional Amit Bakshi took a Rs 50 lakh home loan in 2010 to buy a two-bedroom flat. He earned well and had no problems paying the home loan EMIs all these years. Howeve...Click on Read More
What is a country's Gross Domestic Product
1. GDP is the final value of all goods and services produced by a country in a given time period. It is widely used as an indicator of economic progress.
How to partially withdraw from your PPF
The Public Provident Fund (PPF) account has a lock-in period of 15 years. Funds credited to the account can be accessed only at the end of that period. However, partial withdr...Click on Read More