Here's all you need to know while buying health insurance top-up plan
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Often, costs estimated at the time of buying a health insurance&nbs...Click on Read More
10 financial rules young earners should abide by
By Uma Shashikant
Young earners ar...Click on Read More
Is there any benefit in having several bank accounts?
Supriya has multiple bank accounts. Some were opened when she changed jobs or moved to ...Click on Read More
What are bank guarantees?
1. A bank guarantee is a bank’s promis...Click on Read More
How to open demat account in the name of a minor
To own shares of a company, one must have a demat account. ...Click on Read More
The story of how a retiree started investing at 77 and built a fortune for his heirs in 12 years
By Uma Shashikant
This week’s story is about a reader of this column, who used to write mails and share his stories for a long time....Click on Read More
How to exit prematurely from NPS
can exit his investments in three scenarios: on superannuation, on death of the subscriber, or by exiting prematurely. For partial withdrawals, certain conditions need to be f...Click on Read More
When should you pull out of equity investments?
Clifford invests in stocks and equity funds but wants to exit now because markets are at a high. He burnt his fingers when the markets crashed during the last business down-cy...Click on Read More
How is interest income taxed?
1. Interest up to Rs 10,000 in a year from a savings bank account or a post office account is exempt from tax under Section 80TTA for individuals aged 60 and less and for HUF....Click on Read More
Emerging canvas of investment - Opportunities and risks
THE BOMBAY CHARTERED ACCOUNTANT JOURNAL
India as an investment opportunity is a theme that has persisted for a long time, since we opened up to global capital inflows in 1993. The novelty about India as an emerging ...Click on Read More
How to learn from investment decisions gone wrong in the past
By Uma Shashikant
We truly wish for a life without regrets. But we all have our share of decisions we made that we aren’t exactly pro...Click on Read More
How you can earn more in the early years of your retirement
Ashish is 67 and lives in his own house with his wife. Over the years he saved for retirement by putting away money in fixed deposits and small savings schemes. That saving no...Click on Read More
What are sub-limits in a health insurance policy and why they are important
1. A sub-limit is one of the critical features to evaluate in health insurance. There are two types of sub limits, one on hospital room rent and th...Click on Read More
How an HUF can invest in mutual funds
A Hindu Undivided Family (HUF) consists of persons descended from a common ancestor, including wives and unmarried daughters. The karta is the head and can make
Financial planning skills are best learnt from parents, not at school
By Uma Shashikant
Including personal finance in school curricula is a favourite idea of many. They believe children should learn financial...Click on Read More