PUBLISHED ARTICLES

Why debt-to-income ratio is as important as credit score while taking loans

[ET] Economic Times

Nayan is 32 and engaged. He has shortlisted a house worth Rs 50 lakh and plans to move into it after marriage. He has applied for a home loan and hopes to get it approve...Click on Read More

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Credit card lost, misused? Here's how to claim compensation

[ET] Economic Times

1.For the claim of loss to be valid and made good by the card issuing bank, the cardholder will have to make sure that all procedures to establish genuine loss are in...Click on Read More

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How to invest in ELSS to save tax

[ET] Economic Times

Section 80C allows deduction of up to Rs 1.5 lakh from taxable income if an assessee invests in any of the instruments approved under this section. This results in reduc...Click on Read More

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What are the five heads of income under Income Tax Act?

[ET] Economic Times

1. Income for salary include wages, annuity, pension, gratuity, fees, commission, profits, leave encashment, annual accretion and transferred balance in recognised Provident F...Click on Read More

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Why poor people tend to be more generous than the rich

[ET] Economic Times

By Uma Shashikant 

We were out shopping when the store assistant began to shower disproportionate attention on a fellow shopper, who was sim...Click on Read More

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Hidden costs to consider before making an investment decision

[ET] Economic Times

Avneet is a diligent investor who makes all his investment decisions with utmost car...Click on Read More

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Foreclosure of loan: Here's how to do it

[ET] Economic Times

An outstanding home loan calls for monthly EMI. In case a person receives a lump sum amount, he can choose to foreclose the existing home loan to be financially debt free. To ...Click on Read More

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When risk appears low, investors can be fooled easily

[ET] Economic Times

By Uma Shashikant 

As the world watched the rescue of 12 young footballers and their coach from a cave in Thailand, the reactions to the epi...Click on Read More

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Ulips versus mutual funds: Which is a better investment to save for your child's education?

[ET] Economic Times

Nirav is a 35-year-old father of two. His bank’s relationship manager has advised him to buy a child education insurance policy to cover his children’s future educ...Click on Read More

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5 things you should know about critical illness insurance policies

[ET] Economic Times

1. A critical illness policy covers life threatening diseases like cancer, paralysis, heart attack etc. 2. It can be a standalone critical illness policy or a critical i...Click on Read More

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Things you should know when your PPF matures

[ET] Economic Times

The Public Provident Fund (PPF) scheme offers accumulation of a corpus and comes with a lock in of 15 years. The subscriber can withdraw and close the account after the lock-i...Click on Read More

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3 steps to help you overcome investing inertia and put idle money to work

[ET] Economic Times

By Uma Shashikant 

Sometimes it feels we are not doing enough. We had decided to begin that SIP, activate the PPF, invest in that equity sha...Click on Read More

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How to make a smooth transition from a double income family to a single income one

[ET] Economic Times

To take care of her ailing parents, Kriti has decided to take a sabbatical from her high-paying job. This would leave her husband Manish as the family’s sole bread-winne...Click on Read More

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What is DigiSip?

[ET] Economic Times

1. It is an initiative by CAMS to help investors set up SIPs in mutual fund schemes in 7 business days. 

2. DigiSip is a paperless process using p...Click on Read More

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Financial 'To do' list for when your child turns 18

[ET] Economic Times

Parents open bank accounts for and make investments for their children. The guardian operates the account till the child turns 18, after which the account can only be operated...Click on Read More

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