How to delete the name of joint bank account holder
Posted by: Girija Gadre on Jun 01, 2020, 06.30 AM IST
There may be instances wherein one may want to delete the name of a joint bank account holder.
For this, a simple process needs to be followed to make the required change.
Form A form for deletion of bank account holder can be taken from the bank branch or downloaded from the bank website. The same needs to be filled and signed by the remaining account holders as well as the holder whose name is sought to be deleted.
Information Account number and type of account and name of the holder whose name is to be deleted, should be mentioned in the form. If the account holder whose name is to be deleted is a minor, the guardian’s name also should be mentioned.
Mode of operation The account holders can change the mode of operation of the account to either jointly, survivor or single. Else one can continue with the original mode of operation.
Debit card/ATM cards The account holders should return debit/ATM cards issued to the account holder whose name is being deleted, or should sign a declaration that the same has been destroyed by them.
New cheque book A request to issue a fresh cheque book with new names can be placed in the same application. Unused cheques may be returned to the bank branch.
Points to note
The first or primary account holder\'s name cannot be deleted.
If the number of the account holder whose name is being deleted is registered for PIN, OTP notifications, the same will be delinked from the records of the bank.
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