Gabriel Nadar on Wed, Feb 18th, 2015 6:02:05 pm
I dont think there is anything wrong with it,when people invest in banks FD, RD or in life insurance policy ultimately banks lends to corporates, so there is no scarcity of capital for growth, there are PE which provide capital to corporates, once IPO is done than there investment in equity is not leading to economic growth of corporates..secondly retail investor should prefer debt against equity as they dont have knowledge of equity and equity beats inflation is a myth, only few companies give u return beating inflation and finding those cos is a big task which a retail investor cant do...MF SIP maybe a option still even it can gor wrong..
Bhagyashree Joglekar on Tue, Feb 10th, 2015 5:05:46 pm
Very,useful information from financial advisors perspective.Thank you, madam.
Dharmendra Naaharavaar on Mon, Feb 9th, 2015 2:04:37 pm
Atul Kamdar on Sat, Feb 7th, 2015 7:53:24 pm
Inspite of the fact that almost 60% of the savings are in Deposits, we fail to understand the purpose of taxing the debt mutual funds so heavily by the latest 3 amendments in the last budget.
Ajit Purohit on Sat, Feb 7th, 2015 4:10:27 pm
Interesting & realistic & also very useful.
Amol Chitale on Sat, Feb 7th, 2015 10:13:24 am
Thanks for this info.This will be very helpful for Advisors/Distributors in convincing clients to make proper asset allocation.
DB DESAI on Fri, Feb 6th, 2015 1:41:07 pm
1. People do not believe in MF. 2. They want guarantee & difficult to convince. If you try hard they think you try to sell them something 3. Strict action needed to wash out all products guaranteeing high returns from the market. 4. Definite policy for genuine distribution fraternity is required. 5. Rather than focussing on number of investors or aum we should focus on how they are coming to the industry. j
sadashiv potadar on Fri, Feb 6th, 2015 11:40:03 am
Indian people are risk averse. While investing their hard earned money, they usually go for the assured income instruments. Of late, we observe that a variety of sets of KYC norms instead of a single financial KYC norm would have assisted the investors to opt or atleast give a try to the new forms of investment. Thanks for the 20 year informative study report.
JOHN PETER on Fri, Feb 6th, 2015 9:47:59 am
very useful information
SANJAY KULKARNI on Fri, Feb 6th, 2015 9:42:58 am
Indeed a very informative input on household savings and it shows clearly the mindset of an indian investor. We are still saving and not investing
VINOD POPTANI on Fri, Feb 6th, 2015 7:40:03 am
This is pure indication that media is not sufficient to produce Result in the field of Financil Literacy though in the Glamour Life it affects vwey quickly
I would like to share one my call that Guwahati Guy(Recently Recruited) is Working With Morgan Stanley with a Handsome Pakage of 12lacs is not interested in the Equity Products not Because of Market Link Products but seeking commission pass back in Tradition Life Insurance Policy i denied as a Financial Planner i recommended him Term plan along with ELSS investment. Surpringly when i explained him the insurance schemes he dosen't know the Leaving Certificate
rbinarayanan on Fri, Feb 6th, 2015 6:44:43 am
quiet realistic.mailed response to cie