Terms of Use

1. Acceptance of Terms of Use

These "Terms Of Use" govern your use of the CIEL Website hereinafter referred to as the "Service". The Service is owned and operated by Center for Investment Education & Learning, Mumbai (hereinafter referred to as "CIEL") and is offered to you (hereinafter referred to as "Member") as per your agreement with and acceptance of this document (hereinafter referred to as "Membership"). By clicking the box entitled "I Have Read and Accept the Terms of Use" as part of the registration process, Members accept all items in the Terms of Use and agree to abide by and be legally bound by the Terms of Use. For using the CIEL Website, you accept and agree to abide by these Terms of Use. If you do not agree to these Terms of Use, you should not use the CIEL Website.

2. Changes to terms of Use

CIEL reserves the right, from time to time, with or without notice to you, to change these Terms of Use in our sole and absolute discretion. The most current version of these Terms of Use can be reviewed by clicking on the "Terms of Use" located at the bottom of the pages of the CIEL Website. The most current version of the Terms of Use will supersede all previous versions. Your use of the CIEL Website or continued use of our service after changes are made means that you agree to be bound by such changes.

3. Privacy

Any information submitted on the CIEL Website is subject to our Privacy Policy, the terms of which are incorporated herein. Please review our Privacy Policy to understand our practices (located at the bottom of the pages of the CIEL Website)

4. Subscription Details

You can find the specific details regarding your subscription with CIEL at any time after logging in and by clicking on the "My Profile" link, located at the top of the CIEL Website Home Page.

5. Intellectual Property Copyright

All content included on the CIEL Website and delivered to subscribers as part of the service, including book(s), text, graphics, logos, designs, photographs, button icons, images, audio/video clips, digital downloads, data compilations, and software, is the property of CIEL, or its suppliers and is protected by the Indian and international copyright laws. The compilation of all content on this site is the exclusive property of CIEL, and protected by the Indian and international copyright laws. Content shall not be reproduced or used without express written permission from CIEL, or its suppliers. You agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through the CIEL Website, not to insert any code or product or manipulate the content of the CIEL Website in any way that affects the user's experience, and not to use any data mining, data gathering or extraction method. You agree not to display or merge all or any part of the Software with other computer programs, products or services, allow any third party to use or access CIEL Website directly or indirectly, whether on a time sharing, remote job entry, facility management or service bureau arrangement basis, use the Software for training any third parties, commercial sharing or leasing. CIEL reserves the right to terminate your membership hereunder if CIEL, in its sole and absolute discretion, believes that you are in violation of this paragraph. Please see the instructions at the end of these Terms of Use for notifying us of the presence of any allegedly infringing content on the CIEL Website.

6. Use of Information submitted

CIEL is free to use any comments, information, ideas, concepts, reviews, or techniques or any other material contained in any communication you may send to CIEL ("Content"), including, without limitation, responses to questionnaires or through postings to the CIEL Website without further compensation, acknowledgement or payment to you for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products and creating, modifying or improving the CIEL Website or other Websites. Furthermore, by posting any Content on our site, submitting Content to us, or in responding to questionnaires, you grant us a perpetual, non-exclusive, royalty-free irrevocable license and right to display, use, reproduce or modify the Content submitted in any media, software or technology of any kind now existing or developed in the future. Please note CIEL does not accept unsolicited materials or ideas for use or publication, and is not responsible for the similarity of any of its content or programming in any media to materials or ideas transmitted to CIEL. Should you send any unsolicited materials or ideas, you do so with the understanding no additional consideration of any sort will be provided to you, and you are waiving any claim against CIEL and its affiliates regarding the use of such materials and ideas, even if material or an idea is used that is substantially similar to the idea you sent.

7. Electronic Communications

By using the CIEL website, you consent to receiving electronic communications from CIEL. These communications will include notices about your account (e.g., shipping and receiving e-mails and other transactional information) and information concerning or related to our service, such as course offerings. These communications are part of your relationship with CIEL and you receive them as part of the CIEL subscription. You agree that any notice, agreements, disclosure or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

8. Confidentiality

CIEL agrees to treat all User Membership Data as confidential and agrees that it shall not and shall ensure that its employees do not use confidential information, nor disclose such confidential information to any person, except to the extent necessary for (i) compliance with Applicable Law (ii) any other purpose for which the User may hereafter authorize CIEL in writing.

9. Your conduct on the CIEL website & Limitation of Use

By accessing the CIEL Website, you agree not to upload, post, e-mail or otherwise send or transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the CIEL Website. You also agree not to interfere with the servers or networks connected to the CIEL Website or to violate any of the procedures, policies or regulations of networks connected to the CIEL Website, the terms of which are incorporated herein. You also agree not to impersonate any other person while using the CIEL Website, conduct yourself in a vulgar or offensive manner while using our service, or use the CIEL Website for any unlawful purpose.

10. Links

Some of the hyperlinks and banners on the CIEL Website may lead to other Websites that are not controlled by, or affiliated with CIEL . In addition, other Websites may link to the CIEL Website. CIEL has not reviewed these Websites and is not responsible for the content or privacy policies of these Websites

11. Reporting Lost Accounts

In the event that the User loses or misplaces the Authorised Login or suspects or has knowledge of any unauthorised access or usage of its account, the User shall immediately notify CIEL. CIEL shall not be liable for any Losses incurred by the User due to non compliance with the provisions of these terms.