
A Course on Understanding Personal and Business Loans
There are various financial needs for which customers require quick and convenient credit. This coupled with fierce competition in the financial services industry has led to popularity of unsecured loans.
Unsecured loans can be segregated into two broad categories, namely personal loans and business loans. While personal loans are funds borrowed for meeting personal financial needs, business loans are taken by customers who want extra cash to be utilized in fulfilling business needs like expansion, set-up etc. - both without offering any security or collateral.
In this course, we will discuss how unsecured funding works as a category for both the lender as well as the borrower, its key features, risk assessment and setting of interest rates. Understand the reasons why people need unsecured personal or business loans and why financial institutions are willing to offer them through our course. Learn how EMI rates are calculated along with the different eligibility criteria and features of business and personal loans.
Course Objective:
- Discuss the key concepts of unsecured funding.
- Compare and contrast secured and unsecured funding.
- Understand the need for personal loans and business loans.
- List and explain the key features of personal loans and business loans.
- Explain the EMI computation, eligibility criteria and factors involved in pricing of personal and business loans.
Target Audience:
- Individuals working in banks, and other lending institutions
- Job seekers in the financial sector
- Individuals aspiring for careers as loan officers or underwriters
- Students and Professionals seeking knowledge on the working of unsecured funding
Content:
- Unsecured Lending
- Personal Loans
- Business Loans
Fees - Rs. 2000/- plus taxes
FAQS
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