A Beginner's Online Course on Mortgage Finance

A mortgage loan might be availed for various purposes.

Money can be extended to fund business or personal needs as loan against property (LAP), in which case the money might be used for a purpose other than purchasing real estate or property. However, the most popular form of mortgage loans in India is extending an amount as loan for the purpose of purchasing property which is then held as collateral by the bank extending the loan. This is what is commonly known as a home loan. In either case, the property does not belong to the original owner completely until the loan amount is paid off in full.

Understanding Mortgage Finance

Our beginner's course on mortgage finance introduces you to the various concepts of mortgage loans. This course will enable you to understand the different features of home loans and of loans against property. You will understand the needs behind home loans and the driving factors behind loans against property. You will also learn how the eligibility for mortgage loans is determined along with EMI options available and the documentation required to process such loans.

Course Objective

Discuss the key concepts of mortgage loans and the stages involved in the loan process.
Learn the dynamics of EMI and its computation plus its relationship with tenor, repayment etc.
Understand the need for home loans and Loan Against Property (LAP).
List and explain the key features of home loans and LAP.
Explain the EMI computation, eligibility criteria, documentation and factors involved in pricing of mortgage loans.

Target Audience:

Individuals working in banks, and other lending institutions
Job seekers in the financial sector
Individuals aspiring for careers as loan officers or underwriters
Students and Professionals seeking knowledge on the working of mortgage lending

Course Content:

Introduction to Mortgage Finance
Home Loan
Loan Against Property

Fees: Rs. 2000/- plus taxes

FAQS

What is the eligibility criteria to register for this course?

CIEL's online courses are best suitable for individuals post their graduation. The graduation can be completed in any field / specialisation.

Is the certification / course recognised?

CIEL has been creating courses and delivering trainings for corporates in the BFSI space for over a decade. Leading Banks, Mutual Funds and NBFCs are our client. CIEL's Wealth Management Advance Certification is accredited by NISM under Regulation 7(2) of the SEBI (Investment Advisers) Regulations, 2013. Our online courses are very well recognised in the industry and are used by professionals at the time of induction and career progression.

Will CIEL assist in job search after completing the courses?

Completing CIEL's courses will enable you to showcase extra effort to prospective employers and enhance your employability. Leading Bank, Mutual Funds and NBFCs are CIEL's clients and our courses are extremely recognized by them.

What is the format of the course?

It is an interactive online course interspersed with videos and quizzes for self-evaluation.

Will I receive a certification on completion of the course?

On completing the course you will receive a completion certificate. An E-Certificate will be sent to you on email. Click to view a sample certificate.

Is there an exam at the end of the course?

The course is interspersed with quizzes at the end of each module for self-evaluation. There is no exam at the end of the entire course.

What support will CIEL provide?

You may send us your queries / doubts related to the content or for any technical lcsupport@ciel.co.in and we will respond at the earliest.

What is the duration of the course?

The course access will be available to you for a period of 45 days from the date you receive the login credentials.

How can I purchase the course? / How can I make a payment for the course?

You can register online by clicking on "Subscribe" and then process to payment. The payment can be made by online vide Debit / Credit cards, Net-banking, Cash Cards, Mobile Payments, Wallet and UPI.

What are the technical requirements to access the course?

The software and hardware requirements are as below - Desktop/Laptop with min 2 mbps internet speed Latest versions of IE/Chrome/Mozilla browsers. Chromes is recommended. Acrobat Reader and Flash player 10 or above is installed. The course can be accessed through the desktop and laptop only, cannot be accessed from IPads and Mobiles.

Can I purchase more than one course in one single transaction?

Yes, you may select more than 1 course under a single payment transaction and make the payment online.

Will I get a confirmation for my transaction?

Yes, you will receive an email confirmation from orders@ciel.co.in for your payment made.

How will I get access to the course after making the payment?

Once your transaction is confirmed, you will receive an email from lcsupport@ciel.co.in within 2 hours which will give your login credentials, link for accessing the course along with the course details.